This page from Cedarmark Advances, a small-business funding service in Anderson, IN, summarizes Census business counts for Madison County, IN and ZIP 46016, self-employment in the city, new housing permits, the industries with the most employers, and links to local licensing guides and funding options.
| Madison County, IN employers | 2,353 (CBP 2023) |
|---|---|
| Under five employees | 50.5% (CBP 2023) |
| No-payroll businesses | 8,172 (NES 2024) |
| Self-employed residents, Anderson, IN | 7.2% +/-1.2 (ACS 2020-2024) |
Madison County, IN Businesses at a Glance
| Measure | Figure | Source |
|---|---|---|
| Employer establishments, 2023 | 2,353 | CBP 2023 |
| Employers with 1 to 4 employees (share) | 50.5% (1,189) | CBP 2023 |
| Share with fewer than 20 employees | 84.9% (1,997) | CBP 2023 |
| Paid employees, March 2023 | 34,645 | CBP 2023 |
| Annual payroll, 2023 | $1.61 billion | CBP 2023 |
| Businesses without paid employees that report receipts, 2024 | 8,172 | NES 2024 |
Sources: U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, Nonemployer Statistics 2024. The two programs count different businesses in different years, so the employer and nonemployer figures are not added together. At least 47 establishments in the county had 100 or more employees in 2023 (our arithmetic, adding 34 with 100 to 249, 7 with 250 to 499 and 6 with 500 to 999); the count for 1,000 or more was not published.
The City's ZIP Areas
The City of Anderson, IN spreads across several ZIP codes: 46011 and 46013 each cover roughly a third of the city's land, 46012 about 18%, 46016 about 15%, with small slivers in 46017 and 46064 (Census ZCTA-to-place relationship file). ZIP 46016 is the only one lying entirely inside city limits, so its counts are the cleanest city-only snapshot available, though they describe part of the city, not all of it.
ZIP 46016 had 426 employer establishments in 2023 with 5,221 employees and $237.6 million in annual payroll; 48.4% had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). By our arithmetic that is about $45,516 in payroll per employee. Health care and social assistance led with 83 establishments, followed by retail trade (59), professional and technical services (51) and other services (51).
Self-Employment in Anderson, IN
An estimated 7.2% of employed residents in Anderson, IN were self-employed (margin of error plus or minus 1.2 points), against 7.5% for Madison County, IN and 8.0% for Indiana (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). Most of the city's self-employed run unincorporated businesses: 5.6% of employed residents, versus 1.6% with their own incorporated business. These are residence-based figures: they count people who live in the city, wherever their business operates.
Top Industries and Their Funding Pages
Among industries with their own page here, restaurants have the most employers in the county: 174 sit-down and quick-service restaurants in 2023 (U.S. Census Bureau, County Business Patterns 2023); see restaurant funding. Construction counts 226 employer establishments across all trades, with 971 nonemployer firms in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024); see contractor and builder loans. Physician and dental practices total 108; see medical and dental practice funding. All forty business types are on the industries hub.
Construction and Builders in Anderson, Indiana
New residential construction is one measure of demand for Anderson, Indiana builders: 186 new housing units were authorized by building permits across Madison County, IN in 2025, the same as in 2024, after 272 in 2023 (U.S. Census Bureau, Building Permits Survey 2025). The figures cover new homes only, not remodels or commercial work, and are county-wide; city-level permit counts were not part of the data used for this page. Builders weighing working capital in Anderson, Indiana between draws will find the options set out on the contractor page above.
Licenses, Permits and Commercial Property
Two guides cover the paperwork side. The zoning, permits and contractor licensing guide sets out the order of steps before building or remodeling, and the Madison County, IN license checklist covers what to confirm before opening. The city's official site is cityofanderson.com and the county's is madisoncty.com.
Owners looking at Anderson, Indiana commercial property for sale should know that Cedarmark does not arrange real estate purchase loans; buildouts, equipment and working capital for the business inside the property are covered.
Cedarmark's Address in Anderson, IN
Cedarmark Advances is at 1220 Meridian St, Anderson, IN 46016, and can be reached at (765) 224-5249. Everything about a Cedarmark request happens over the phone or online. Contact details are on the contact page, the six options are compared on the business loan options page, and nearby towns are listed on the areas served page.
Who Cedarmark Advances works with in Anderson, IN
Owners in Anderson, IN come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
Documents to have ready
- Business checking statements covering roughly the last quarter or two
- Business and personal tax returns for the latest year
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Formation documents and your EIN
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
How a request moves forward
- You call (765) 224-5249 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Everything can be handled by phone or online from Anderson, IN.